How Crowdfunding Works

Portfolio Diversification

Debt versus Equity


Debt versus Equity

For a businesss to expand, it is important for business owners to tap into financial resources. Business owners can use a variety of financial resources, initially broken into two categories, debt and equity. DEBT involves borrowing money to be repaid, plus interest, while EQUITY involves raising money by selling interests in the company.

As a business owner you will have to decide whether you want to pay back a loan or give shareholders stock in your company.

Advantages of Debt Compare to Equity


  • Because the lender does not have a claim to equity in the business debt does not reduce the owner's ownership interest in the company.
  • A lender is entitled only to repayment of the agreed-upon principal of the loan plus interest, and has no direct claim on future profits of the business. If the company is successful, the owners reap a larger portion of the rewards than they would if they had sold stock in the company to investors in order to finance the growth.
  • Except in the case of variable rate loans, principal and interest obligations are known amounts which can be forecasted and planned for.
  • Interest on the debt can be deducted on the company's tax-return, lowering the actual cost of the loan to the company.
  • Raising debt capital is less complicated because the company is not required to comply with regulations.
  • The company is not required to send periodic mailings to large numbers of investors, hold periodic meetings with shareholders and seek the vote of shareholders before taking certain actions.

Disadvantages of Debt Compared to Equity


  • Unlike equity, debt must at some point be repaid.
  • Interest is a fixed cost which raises the business break-even point. High interest costs during difficult financial periods can increase the risk of insolvency. Companies that are too highly leveraged (that have large amounts of debt as compared to equity) often find it difficult to grow because of the high cost of servicing the debt.
  • Cash flow is required for both principal and interest payments and must be budgeted for. Most loans are not repayable in varying amounts over time based on the business cycles of the company.
  • Debt instruments often contain restrictions on the company's activities, preventing management from pursuing alternative financing options and non-core business opportunities.
  • The larger a business debt-equity ratio, the more risky the company is considered by lenders and investors. Accordingly, a business is limited as to the amount of debt it can carry.
  • The company is usually required to pledge the business assets to the lender as collateral, and owners of the company are in some cases required to personally guarantee repayment of the loan.

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In MintRev.Com shares are considered as a loan, and not equity. By purchasing a share or shares in a business, does not transfer to the buyer any part of that business hence the high profit rates for these shares. When an investor buys a share or several shares in a company, the length of time of repayment of that share/loan and interest is set out and part of it is paid back daily until it is fully paid.

This is one major reason MintRev.Com became a good choice and very popular with businesses seeking funding.

And the repayment model operated by MintRev.Com makes it very easy for the business owner to make full repayment without going through headache.

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PROJECTS TO EARN PASSIVE INCOME FROM

Perfumery In Buenos Aires, Argentina Perfumery

CAPITAL NEEDED: $800,000.00

Raised $155,440.00
Share Cost $20.00
ROI $33.00 (165.00%)
Acceptance Rating 97.9%
Likes 1489
Reviews 0
INVEST ON Perfumery NOW
South Solar Plant In Busan, South Korea South Solar Plant

CAPITAL NEEDED: $5,000,000.00

Raised $1,512,550.00
Share Cost $50.00
ROI $89.44 (178.88%)
Purchase Frequency 98.7%
Likes 5752
Reviews 0
INVEST ON South Solar Plant NOW
Salt Refining Production Plant In Brisbane, Australia Salt Refining Production Plant

CAPITAL NEEDED: $2,181,000.00

Raised $1,314,600.00
Share Cost $150.00
ROI $313.50 (209.00%)
Acceptance Rating 97.9%
Likes 1705
Reviews 0
INVEST ON Salt Refining Production Plant NOW

How to get started?

01.

Register for Free

Simply complete and submit the registration form.

02.

Choose projects to invest in and invest

You can decide to invest in a single opportunity or diversify your investment by selecting multiple options.

There are no right or wrong projects. All projects on Mintrev have gone through different stages of scrutiny and are vetted and verified.

03.

Track your investments

View the growth of your investments daily and track your portfolio and returns. If you desire to withdraw your profit, then go ahead and withdraw instantly.

04.

Become a Mintrev affiliate

Share the MintRev opportunity with others to boost your earnings even further. As an affiliate, you'll receive a generous 6% commission on the investments made by your referrals.

Who is Mintrev for?

Mintrev is for individuals and companies looking to make more money online without worrying about getting burnt or having time to manage their portfolios.

What is the expected return on investment (ROI)?

The expected ROI varies from project to project. On average, investors earn between 0.5% and 2.5% daily.

How can I exit my investment if needed?

At MintRev, we prioritize the safety and flexibility of our investors. After a 60-day lock-in period, investors have the option to request their principal. We've included this feature to ensure investors can quickly exit their investments when needed, providing added peace of mind and liquidity when it matters most.

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Why Should I Choose Mintrev?

Easy to Use

We understand that not everyone is a tech wizard, and that's perfectly okay! That's why we've gone the extra mile to ensure that our platform is as user-friendly as it gets. We constantly break down barriers to make it easy for you to succeed.

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Robust Security

We want you to know that when it comes to your security, we don't play around. Your trust in our platform hinges on the safety of your hard-earned funds and precious personal information, and we take that responsibility very seriously .

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Transparency

We know that trust is built on clarity. That's why we're committed to providing you with a crystal-clear view of our platform's operations, introducing you to our fantastic team, and laying out our services in plain language..

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Professional Support

Needing help with your passive income journey? Don't worry! Our lightning-fast customer support team is here 24/7, ready to tackle your concerns with a smile. Your satisfaction and trust are our top priorities, and we're just a message away..

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Meet Our Team

Proudly to say that many of this friendly faces have been with us from the very beginning.

William Jame, NY, USA

CEO & Co-founder

Katherine Spencer, Kent, UK

Financial Analyst

Anna Owen, CA,USA

Lead Customer Support

Wei Heng, China

Software Engineer



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